Hello! The 2025 Welcome Edition of FOCUS

Bracing for a new school year can feel both exciting and overwhelming for everyone. For many families, September is almost like a brand-new year: ‘starting fresh’ by decluttering homes of summer clothes, soggy towels and flip-flops, getting organized and adopting some healthy new habits.

Being organized matters, because it boosts motivation, lessens anxiety and helps us hit our goals with less last-minute scrambling. Finding simple solutions can make life feel lighter and less overwhelming, especially as we transition from summer to school.

September can also be one of the most expensive times of the year — new school supplies, clothes, activities, and routines can quickly add up. As families settle into the season, it’s the perfect time to explore practical ways to stretch your hard-earned money.

In this issue of FOCUS, you’ll find tips, resources, and inspiration to help you gear up for a busy fall.  You can view or download a copy HERE.

A little planning can go a long way toward building your family’s confidence, well-being, and peace of mind.  Here’s to making life a little easier and a lot more enjoyable!

Diane Daley, CEO